Tuesday, March 24, 2009

The Little Things In Life

It does not matter were you've been or where your going, as long as you have each other that is all that matters. In many cases around the U.S. every one is losing their homes or close to it, in our case that is what is happening. Right before we celebrated our 15Th wedding anniversary that's right I and ch, have been married for that long. It does not feel that we have, we sent the kids over to the in-laws while the two of us had romantic night alone, we don't get to do that very often but at least it was dinner out and private dancing in the living room.

In the midst of our loving home we also have come to grips of losing our home this summer, there is nothing that can be done we've tried to get our payments lowered since Ch took a 500.00 pay cut on February 6Th, Ch has called left messages for one month there was no returned phone calls until the beginning of this month, Ch explained to them that we were not going to fill out the paper work until we had questions answered and then we would send them in. By the way we did send our papers to them after a third attempt of getting an address from them, and then a few weeks ago we found out that they have decided not to approve us a new loan.

We talked to Ch's parents since we bought the house from them and told them we're letting the house go, it's not our faults that the governor decided to give my husband a 10% pay cut we didn't ask for cut wages because the state of Cali can't control it's spending on their top congressmen and women they rather take it from the little guys and not care about the ones who make a good living. Who cares about state workers such as California Department of Transportation make or give their lives to pave the states highways, to hell with them was the governor's thinking let them suffer.

Thanks to the Governor we will be losing our house sometime in the 6 months, we are looking for a house to rent, pay off our credit cards and my suv. And then we will try in about 2 years to buy a house, there is nothing any one can do, we have refused help from his parents because we will not be able to pay them back. In truth Ch is bringing home about a thousand dollars per month if that. We have been in tougher situations, we always seem to get through them; Even with my job it's not enough for a house payment. It's enough to get us through from payday to payday, I haven't told my brother, or my sister and differently not saying a word to my godmother she's 94 years old she doesn't need to worry about me. At least I have my faith, job, school and my family to get me through my toughest times.

We have looked at other options, such as finding another job even that is hard to come by with the economy has left this state in a critical point of bankruptcy, even the City of Rio Vista has filed for bankruptcy, we found that out in January of this year. It's bad every where, newly built houses stand empty, waiting for a turn around, school teachers getting pink slips because not enough students to keep them and our school district is slowly running out of money. We have tried everything, we've talked to our loan company, they give us the run around, I even explained to them that I've watched them closely they were World Wide Savings, from that name they are called Wochivia now they are under Wells Fargo bank, my mother in law says good luck with getting a lowered payment since they never approved both parents for one, nor does the bank allow half payments, it better be in full or else.

I can not hate any one nor do I blame myself for what has happening, we can only move forward and brave the elements that is before us. We take one day at a time and pray for the best, I must remain hopeful that this too shall pass, I put my trust in the Lord he will see us through these tough times. I can not let my my anger get the best of me, I have cried silently, screamed silently, poured my heart out to god.

There is nothing that anyone can do I will write in between classes, and family outings. Oh by the way if any of you have an i-max theater around I suggest checking out Under the Sea in 3-D it's a cool movie, my in-laws paid for all of us to go, I and Ch didn't pay for anything. We needed a break from every thing and everyone.

Sunday, March 08, 2009

AAARRRRGGGG!

It's one thing to step from three months of math,then winding up in a critical writing class! It just bugs me that I can not compose something that I'm happy with. Don't get me wrong writing is suppose to be therapeutic it allows my emotions to flow, when it comes to writing in class which deals with case studies forget it! I'm horrible, I hate be criticized about my writing because it makes me feel uncomfortable, unhappy and miserable. I'm beating myself up over a paper that needs help, I have to change it, to make shorter.

Any suggestions on how I should rewrite a In-Class Practice-Case Study Analysis? Right now I'm stressed and overwhelmed with this assignment. I'll go ahead and thank you all for responding.